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Hot Topics in Payments and Fintech for 2025
Hot Topics in Payments and Fintech for 2025
Join NYPAY on January 28 for a Zoom discussion of Hot Topics in Payments and Fintech. This engaging event brings together forward-thinking leaders, industry experts, and innovators to explore the hottest trends and challenges shaping payments and fintech today. Topics will include:
Open Banking: Unlocking New Opportunities, covering such topics as the complexities of open banking APIs, the evolving regulatory landscape, and how fintechs and banks are partnering to create groundbreaking innovations.
Merchants and Payments, exploring the rise of Pay-by-Bank and Account-to-Account (A2A) payments. We’ll examine how merchants are leveraging these solutions to reduce card acceptance costs, embrace discounting models, and reevaluate surcharging practices.. Learn how these trends, powered by open banking APIs, are creating new opportunities for businesses to optimize their payment strategies while navigating a changing regulatory landscape.
Fighting Fraud in a Digital World As digital payments grow, so do the risks. We’ll discuss cutting-edge fraud prevention techniques, from AI-powered real-time authentication to advanced encryption. You’ll learn about strategies to protect consumers and businesses in an age where transactions happen in an instant.
The Future of Faster Payments Speed is the name of the game! We’ll spotlight the latest advancements in faster payment systems like the FedNow Service and explore their impact on businesses and individuals alike. Hear about the operational challenges and economic benefits of embracing instant payments.
Cryptocurrencies, and why merchants should care now. Cryptocurrencies are no longer a niche technology; they’re reshaping commerce and payments globally. Explore why merchants should pay attention now, including the benefits of accepting crypto, how it can expand customer bases, and strategies to navigate the volatility and regulation of digital assets.
Whether you’re a fintech professional, banking executive, or just curious about the future of financial technology, this event is for you. NYPAY’s mission is to inspire collaboration and spark innovation in the ever-changing world of payments and fintech.
Don’t miss this opportunity to connect with like-minded professionals and gain valuable insights that will help you navigate the future of finance.
Agenda
January 28th, 2025
6:00 pm
Welcome
6:05 pm
Discussion Starts
7:00 Pm
Discussion Ends & Zoom Networking Session Begins
7:30 pm
Event Ends
Speakers
Meet Our Speakers
Lee Kyriacou
Independent Expert in Fraud and Faster Payments
Lee Kyriacou spent seven plus years at The Clearing House, as a senior member of the product management team for the RTP® instant payments network, where he led various activities including fraud monitoring and mitigation. He retired from TCH in 2024 and works part-time as an independent industry expert in payments fraud. Lee chairs the Fraud Workgroup of the U.S. Faster Payments Council, and has served as a member of several Federal Reserve industry workgroups, including for Fraud Information Sharing and Fraud Definitions. Prior to joining TCH, Lee was a partner with Novantas, a financial services consultancy, held senior roles at Chase Manhattan and Fleet banks in payments and corporate planning, and at the Boston Consulting Group. Lee received a JD (law) and an MPhil (economics) from Yale, and a BA from the University of California Davis.
Sarah Hoisington
VP of Strategy & Marketing, Matera U.S.
Sarah Hoisington is the VP of Strategy & Marketing at Matera U.S She has worked in payments and financial services for over 20 years at companies such as HSBC, Toronto Dominion, TransUnion and BCG. She also has experience in fraud at LendingClub and SentiLink.
Dean Sheaffer
Founder and CEO, Team PayTech
Mr. Sheaffer brings over 30 years’ executive level experience in payments, operations, compliance, and strategic planning with a focus on Private Label Credit Card (“PLCC”) servicing and collections.
As Senior Vice President of Financial Services and Chief Compliance Officer for the country’s largest, privately-owned department store, Mr Sheaffer had full P&L responsibility for a $500Mn+ PLCC portfolio including account acquisition, marketing, customer care, and collections from 1987 to 2020. PLCC portfolios present a unique profile in that they span no-file/thin file, sub-prime, prime, and super-prime consumers.
Servicing and collecting from these populations require specialized and targeted approaches.
Mr. Sheaffer has served in multiple leadership positions in credit and payments industry associations and advisory groups.
Booshan Rengachari
Founder, Finzly
Troy Carrothers
President & CEO, TAC Consulting
With approximately 30 years in retail and financial services, Troy has spent the majority of his career building and leading private label, cobrand and affinity payment programs to increase consumer engagement for retailers and financial institutions.
Troy currently serves as President & CEO of TAC Consulting where he provides strategic consulting and advisory services specializing in payments, credit servicing, and operational efficiency for retailers, FinTech companies, and other business entities.
He served as President of Spire (previously Buy It Mobility Networks) from 2020 to 2023. At Spire, he steered the growth of their private label digital debit payment business across many Fortune 500 companies. Prior to Spire, he led the transformation
of Kohl’s Retail and Financial Services division from a small cost center to the home of the single largest retail private label credit card portfolio in the U.S., setting new standards for leadership in retail credit cards, payment acceptance, and customer
service for the retail and financial service industries.
Early in his career, Troy held management and senior leadership roles in investments, risk management, finance, and customer service in the U.S. and Latin America with Citigroup and Fidelity Investments.
Troy is highly involved in the community as an active member of several professional and charitable organizations specifically focused on increasing financial literacy for children. He currently serves on the board of directors for Junior Achievement of
Wisconsin and was the chairman of the board from 2021 to 2023. He also served as chairman of the board for the Merchant Advisory Group from 2018 to 2020 where he represented approximately 160 merchants domestically and internationally.
Troy holds a Bachelor of Business Administration degree from the University of Texas at Arlington, a Master of Business Administration degree from Thunderbird School of Global Management, and a certificate in senior financial leadership from the Tuck School of Business at Dartmouth.