Welcome to the 11th U.S. Edition of the Instant Payments & Beyond Summit — the premier destination for leaders shaping the future of real-time payments in North America. Since 2017, this summit has served as the industry’s most trusted platform for accelerating adoption, aligning strategy, and driving innovation across the evolving payments ecosystem. In 2026, we gather in Atlanta—one of the world’s most dynamic payments hubs—to explore the next frontier of money movement, from instant rails to Pay-By-Bank, digital identity, embedded finance, tokenized value, and real-time fraud intelligence.